My wife to be doesn't work, and hasn't for a year now. We have a new baby (born 7-6-05). We only owe a total of $4600 between the both of us. I need to get my car running and registered/ insurance. All the bill collectors want all of thir money now. I'm falling behind, trying to juggle bills and get us out of debt. I pay 12 different bills a month. I am a insulin dependent diabetic 25yrs old with no heath insurance. I need a loan or grant to help me get back to normal. Stressed Out over BILLS. Nobody will give me a loan because I haven't had a loan before...well, I've never needed one this bad. I grew up feeling poor, growing up in a broken disfunctional home. I've never been on a vacation, but I won't miss a day of work. I am trying to make a good life for my wife and child, and I'm soooo close to getting it.